LobbyScreens.com - Privacy Policy

The services provided to you by LobbyScreens.com and/or LendSmart Consulting, LLC are subject to the following terms and conditions. If you visit or use this website or related payment sites (collectively “website”), you accept these terms and conditions. Please read them carefully. In order to use the services offered on this website, you must obtain access to the World Wide Web, either directly or through devices that access web-based content, and pay any service fees associated with such access. In addition, you must provide all equipment necessary to make such connection to the World Wide Web, including a computer and modem or other access device.

LobbyScreens.com and/or LendSmart Consulting, LLC does not provide its services for minors, but it does provide certain services to adults who utilize a credit card, debit card, or bank account (via Automated Clearinghouse – ACH) from the United States of America . If you are under 18 years old, you may use this website only with involvement and permission of a parent or guardian. LobbyScreens.com and/or LendSmart Consulting, LLC reserves the right to refuse service, terminate or suspend accounts or service or cancel transactions at any time in its sole discretion.

Privacy

Please review our Privacy Policy, which also governs your use of this website, in order to understand our practices with regard to information about you.

All content on this website, such as text, terms, graphics, logos, button icons and images, is the property of LobbyScreens.com and/or LendSmart Consulting, LLC or its content suppliers and protected by United States and international copyright laws. The selection, arrangement, and presentation of all materials on this website (including information in the public domain), and the overall design of this website is the exclusive property of LobbyScreens.com and/or LendSmart Consulting, LLC and protected by United States and international copyright laws. All software on this site is the property of LobbyScreens.com and/or LendSmart Consulting, LLC or its software suppliers and protected by United States and international copyright laws.

Trademarks

LobbyScreens, LobbyScreens.com, our “searchlights within a screen” graphic, LendSmart, and other LobbyScreens.com and/or LendSmart Consulting, LLC graphics, logos, page headers, button icons, scripts and service names are trademarks or trade dress of LobbyScreens.com and/or LendSmart Consulting, LLC . LobbyScreens.com and/or LendSmart Consulting, LLC trademarks and trade dress may not be used in connection with any product or service that is not legally endorsed and authorized by LobbyScreens.com and/or LendSmart Consulting, LLC , in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits LobbyScreens.com and/or LendSmart Consulting, LLC , its products or services or websites. All other trademarks not owned by LobbyScreens.com and/or LendSmart Consulting, LLC that appear on this website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by LobbyScreens.com and/or LendSmart Consulting, LLC .

License and Site Access

LobbyScreens.com and/or LendSmart Consulting, LLC grants you a non-exclusive limited license to access and make personal or business use of this website and not to download (other than page caching) or modify it, or any portion of it, except with the express written consent of LobbyScreens.com and/or LendSmart Consulting, LLC . This license does not include any resale or commercial use of this site or its contents; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant or entity; or any use of data mining, robots or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without the express written consent of LobbyScreens.com and/or LendSmart Consulting, LLC . You may not frame or utilize framing techniques to enclose any trademark, logo or other proprietary information (including images, text, page layout or form) of this website without the express written consent of LobbyScreens.com and/or LendSmart Consulting, LLC . You may not use any meta tags or any other "hidden text" utilizing the name of LobbyScreens.com and/or LendSmart Consulting, LLC or trademarks without our express written consent. You may not make available in any manner software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of this website or any computer software, hardware or telecommunications equipment of LobbyScreens.com and/or LendSmart Consulting, LLC or the visitors to this website. You may not interfere with or disrupt the services of LobbyScreens.com and/or LendSmart Consulting, LLC or the servers or networks connected to these services. You may not collect or store personal data about other users of this website. Any unauthorized use or attempts to use this website in an unauthorized manner terminates the permission or license granted by LobbyScreens.com and/or LendSmart Consulting, LLC hereby.

Your Personal Information

If you use this website, you are responsible for maintaining the confidentiality of your personal information and for restricting access to the computer or information, and you agree to accept responsibility for all activities that occur under your account. You should notify LobbyScreens.com and/or LendSmart Consulting, LLC and the entity to which payment was made immediately if you believe there has been unauthorized use of your account or any other breach of this website's security.

Further, you agree to provide complete and accurate information as requested by this website in conjunction with the completion of your payment transaction. Any failure to provide complete or accurate information, or any attempt to use another person’s information, may result in cancellation of your payment and other legal action by LobbyScreens.com and/or LendSmart Consulting, LLC or its assignees without limitation except as provided by law. Further, you agree to honor and make full payment of any transactions legally processed through this website.

All personal information provided to this website shall be kept in the strictest of confidence and in accordance with the Privacy Policy for this website.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

THIS SITE IS PROVIDED BY LobbyScreens.com and/or LendSmart Consulting, LLC ON AN "AS IS" AND "AS AVAILABLE" BASIS. LobbyScreens.com and/or LendSmart Consulting, LLC MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK AND THAT YOU ARE SOLELY RESPONSIBLE FOR THE ACCURACY OF THE PERSONAL AND PAYMENT INFORMATION THAT YOU PROVIDE.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, EPOS CORPORATION DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. EPOS CORPORATION DOES NOT WARRANT THAT THIS SITE, TELEPHONE SERVICES, ITS SERVICES OR E-MAIL SENT FROM EPOS CORPORATION ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. EPOS CORPORATION (AS WELL AS ITS OFFICERS, DIRECTORS, EMPLOYEES, PARENT COMPANIES, AFFILIATES AND STOCKHOLDERS) WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, ANY CREDIT CARD COMPANY'S NON-AUTHORIZATION OF A USER'S CREDIT CARD PAYMENT, ANY BANKING INSTITUTION’S FAILURE TO HONOR A PAYMENT FOR ANY REASON, ANY GOVERNMENT OR OTHER ENTITY'S NON-ACCEPTANCE OF A PAYMENT FROM A PARTY USING THIS SITE OR FOR DISRUPTIONS IN SERVICE ON THIS SITE, REGARDLESS OF THE CAUSE, INCLUDING (WITHOUT LIMITATION) DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND CONSEQUENTIAL DAMAGES. EPOS CORPORATION ASSUMES NO RESPONSIBILITY FOR THE TIMELINESS, DELETION, MIS-DELIVERY OR FAILURE TO STORE ANY USER COMMUNICATIONS OR PERSONALIZATION SETTINGS.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Applicable Law

By visiting this website, you agree that the laws of the State of Arkansas , without regard to its principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and LobbyScreens.com and/or LendSmart Consulting, LLC .

Other Legal Terms and Conditions

Completion of a payment transaction is contingent upon both the authorization of payment by the applicable card company or banking institution, and acceptance of your payment by the relevant governmental authority or other entity you are attempting to pay. In the event that your credit or debit card or ACH (electronic check or e-check) payment is unable to be processed, LobbyScreens.com and/or LendSmart Consulting, LLC will make reasonable efforts to notify you at least once using the contact information you have provided. In the event your payment is not processed or authorized by your card company or banking institution, or that your payment in part or whole is canceled or terminated for any reason, or the applicable governmental authority or other entity you are seeking to pay fails to accept your payment, your payment liability shall remain outstanding and unpaid and you will be subject to penalties, late fees and interest charges assessed by LobbyScreens.com and/or LendSmart Consulting, LLC and/or the relevant entity thereon, all of which obligations remain your sole responsibility.

LobbyScreens.com and/or LendSmart Consulting, LLC reserves the right to make changes to this website (including, without limitation, discontinuing this website or the services offered on this site) and these Terms of Use at any time, with or without notice. If any of these terms and conditions shall be deemed invalid, void or for any reason unenforceable, that term or condition shall be deemed severable and shall not affect the validity and enforceability of any remaining term or condition.

LobbyScreens.com and/or LendSmart Consulting, LLC requests that you not use any of the information on this site, including without limitation the e-mail addresses that are posted here, to transmit, distribute or facilitate the distribution of unsolicited bulk e-mail or other such advertisements or solicitations to LobbyScreens.com and/or LendSmart Consulting, LLC or any of its employees or agents, and any such use of the information on this site is a violation of the terms of use of this site.

The failure of LobbyScreens.com and/or LendSmart Consulting, LLC to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. These terms and conditions and the relationship between you and LobbyScreens.com and/or LendSmart Consulting, LLC shall be governed by the laws of the State of Arkansas without regard to its conflict of law principles. With respect to any disputes or matters arising out of this website or use of the site, you and LobbyScreens.com and/or LendSmart Consulting, LLC each agree to submit to the personal and exclusive jurisdiction of the state and federal courts located within the County of Craighead in the State of Arkansas.

Our Address

LobbyScreens.com, a division of

LendSmart Consulting, LLC

405 Southwest Drive, Suite A-117

Jonesboro, Arkansas 72401 USA

Telephone: (870) 931-4526

Facsimile: (574) 966-4526

E-Mail: Info@LobbyScreens.com

http://LobbyScreens.com

http://Lend-Smart.com